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Cufamune Gracieta
Cufamune Gracieta F. was born in Bilene Macia (one of districts in Gaza province located 230 km north of Maputo). She is a hardworking woman, 62 years old, a widow with three grandchilren between the ages of 12 and 15. All of them are in school, and she is their guardian.

Cufamune went to school until 4th grade, when she had to stop because of political turmoil during Portuguese colonial rule of the country.

She left Macia in 1966, going by herself to Boane, where she later married her late husband. She lives in her own house.

She's been a shopkeeper for some time and sells secondhand clothing. She learned business 23 years ago and the most popular products are men's suits, which she sells for 1800 meticals each. She acquires her goods in the city of Maputo at affordable prices. She uses her earnings to cover family expenses, including supporting her sister, who lives far away.

She's never received loans from other banks, and this is her second loan with Hluvuku-Adsema, in the amount of 25,000 meticals. She intends to use the loan to increase her sales and satisfy the demand for products during this winter season.

She used her first loan of 15,000 meticals for the same purpose. She learned about Hluvuku through friends and residents of Boane.

She intends to pay off her loan in full and on time, and to request new loans so she can begin selling products wholesale.
View original language description ↓
Cufamune Gracieta F. nasceu em Bilene Macia (um dos distritos da província de Gaza que se localiza a 230 km a norte de Maputo) é uma mulher bastante trabalhadora, tem 62 anos de idade, viúva e avo de três netos com idades de 12 e 15 anos, todos estudando e sob sua responsabilidade.

Cufamune estudou ate 4 classe e tendo parado por questões políticas na altura do colonialismo Português no pais.

Saiu da Macia no ano de 1966, sozinha, para boane aonde mais tarde veio a casar com o já falecido marido e vive na casa própria.

É comerciante há bastante tempo e vende, pessoalmente, roupas de segunda mão. Aprendeu a fazer negócios há 23 anos e o produto com mais saída é o fato completo para homens e que o custo por unidade é de 1.800,00MT. Adquire a mercadoria na cidade de Maputo a custos razoáveis. Com os rendimentos consegue custei ar as despesa familiares, incluindo a sua irmã que vive longe dela.

Nunca teve empréstimos com outros bancos e este é o seu segundo credito com a Hluvuku-Adsema, no valor de 25.000,00MT que pretende reforçar o volume do negocio e satisfazer a demanda de produtos neste momento de inverno.
O primeiro credito foi de 15.000,00MT para exercer a mesma actividade. Teve informações sobre as operações da hluvuku através de amigas e residentes no distrito de boane.
Propõe se a pagar em harmonia com o plano de prestações e pedir novos empréstimos para vender os produtos a grosso.

About Mozambique

  • $1,389
    Average annual income
  • 16
    View loans »
    Mozambique Loans Fundraising
  • $2,308,850
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $950 helped Cufamune Gracieta to increase stock in her shop.
94% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2009
Listed
Jul 7, 2009
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010