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Mercy T., age 45, of San Mateo, Rizal, Philippines, is the mother of two grade-school-aged girls and the wife of a businessman.

Mercy runs an apparel-sewing business that caters mostly to schools and offices in Metro Manila. For seven years, her shop has produced custom-made clothes, school and office uniforms, tote bags, and caps. She plans to use her loan to purchase additional cloth and other sewing materials.

During lean months (January to March and July to August), Mercy accepts sub-contract sewing jobs from bigger companies to be able to pay for the salary of her six seamstresses and to pay for other expenses. The business now earns an average net income of 25,000 PHP per month.

In the near future, Mercy plans to create her own line of t-shirts, bags, and caps with Christian themes, and to acquire a store space in a mall where she prefers to market her products.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1494
    View loans »
    Philippines Loans Fundraising
  • $59,200,750
    Funds lent in using Kiva
  • 48.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Mercy cloth and sewing materials.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 2, 2009
Jul 1, 2009
Currency Exchange Loss:
Dec 15, 2009