H. Nguyễn Thị is a 45 year-old married mother of 5 grown children living in the town of Vĩnh Phúc in the Phuc Yen province. To making a living, H. raises water buffalo. H. has been in this business for over 5 years and earns approximately 5,000,000 VND a month.
H. joined TYM Fund in 1999 to gain access to financial services to help improve her living situation and ability to engage in business activities. H. has successfully repaid a previous loan of 6,000,000 VND from TYM Fund. This previous loan was used to purchase baby livestock to raise and sell. H. is now requesting her 5th loan from TYM Fund in the amount of 10,000,000 VND in order to purchase breeding livestock. H. believes this will help to improve and expand her business.