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Adelayda Del Carmen
In the Mayoreo Market in the city of Managua, Adelayda del Carmen runs her business selling dairy products such as dry white cheese, fresh cheese, mozzarella cheese, string cheese, curd cheese and cream cheese.

She offers all these products herself every day. She has gone to Ceprodel to apply for a new loan to buy raw materials to make her dairy products. This way she can sell them in her establishment which she has run for 15 years.

View original language description ↓

En el Mercado Mayoreo de la ciudad de Managua, la señora Adelayda del Carmen se dedica a su negocio de venta de productos lácteos como lo son el queso seco, queso fresco, queso mozarela, quesillo, cuajada y crema.

Todos estos productos son ofertados por ella misma a diario y hoy en día ha acudido a Ceprodel para solicitar un nuevo crédito para la compra de la materia prima para elaborar sus productos lácteos y así venderlos en su establecimiento el cual atiende desde hace 15 años.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 19.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Adelayda Del Carmen purchase raw materials.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 5, 2009
Jun 30, 2009
Currency Exchange Loss:
Dec 15, 2009