The president of the bank is Adela Durán, who grows and sells fruit. She owns a piece of land in Sapahaqui, and brings her products to sell them directly in the El Tejar and Rodríguez markets. With the loans provided by the institution, she has been able to improve her production using grafting and pest control, which has enabled her to diversify and increase her production, thus earning more money and improving her family's quality of life.
Moisés C. C. is the treasurer. He is a taxi driver who owns his own car, and has been able to use the loans to save up and repair his vehicle. He plans to use this loan to buy another vehicle and improve the quality of life of his family of four.
Lourdes M. H. has a small family of three. She sells food. She will use the loan to buy some bulk and wholesale consumables such as rice, pasta, potatoes, and oil. This will protect her from rising prices so she can increase her earnings in her business.
There are 11 people in the photograph. Luis Fernando M. M. is present along with his wife.
La presidenta del Banco es la Sra. Adela Durán, quien se dedica a la producción y comercialización de frutas, ella tiene un terreno en la localidad de Sapahaqui de donde sus trae sus productos y los comercializa directamente en los mercados de El Tejar y Rodríguez. La Sra. con los préstamos otorgados por la Institución a podido mejorar su producción, en cuanto a injertos y control de plagas, lo que a posibilitado diversificar y aumentar su producción, logrando con esto mayores ingresos y mejorando sus calidad de vida para ella y sus familia.
Moisés C. C. ocupa el cargo de Tesorero, el es chofer-propietario, con los prestamos a podido ahorrar para poder arreglar su movilidad, con el préstamo otorgado tiene planes de comprar otra movilidad y así poder mejorar la calidad de su familia que esta conformada de 4 miembros.
Lourdes M. H., tiene una familia constituida por 3 personas, se dedica a la venta de comida, con el préstamo otorgado la Sra. comprara algunos insumos por quintales y por cantidad como: arroz, fideo, papa y aceite, esto posibilitara que el aumento en los precios no le afecte de gran manera y ella pueda aumentar sus ganancias en su negocio.
En la fotografia estan 11 personas, el Sr. Luis Fermanando M. M. esta presente con su señora esposa.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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