I. Rufet is married and has 3 children. He is 31 and is a dislocated person (IDP) from Nagorniy Karabakh. In 2001 he borrowed US$ 1200 to buy 1 cow and a calf.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.