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Armando M. C. is 49 years old. He is originally from Matola, but has also lived in the province of Nampula and currently resides in Boane. He is married and has a 13-year-old daughter. Armando studied through the 9th grade and started doing a course in agriculture until he was forced to start working as he was orphaned.

Armando has worked for the past twenty-seven years as an agricultural technical assistant. With his work he is able to earn around MT 2,700 (approximately $100) per month and save a little money in the bank. This will be his first loan with Hluvuku. He intends on using this loan to improve the condition of his home which is currently in a precarious state.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 131
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 27.5
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $375 helped Armando to buy construction materials.
99% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 22, 2009
Jul 1, 2009
Currency Exchange Loss:
May 15, 2010