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Sina S. S., 48, is married with 6 children. She has many years of experience in the ice cake business. She sells to the general public 7 days per week. Sina has no previous loans with SPBD. She expects her weekly net cash flow to be 300 Tala (~125 USD). SPBD loans are Sina’s only access to capital because she is not able to qualify for a loan from traditional banks.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 106
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Sina purchase freezer, sack of sugar plastic bags, lollies and cordials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2009
Jul 1, 2009
Currency Exchange Loss:
Jul 16, 2010