Kwadwo M. is forty-six years old. He is married and has five children, all of whom are still school. He lives with his wife and children in a rented apartment in a busy commercial town called Suhum, in the Eastern Region of Ghana. Kwadwo works hard to be able to provide for his family.
He runs a drug store in his community, selling all kinds of tablets and syrups. His shop is located by the road side. Kwadwo procures his drugs from big pharmacy shops in the cities. He has been in business for over twenty years and wants a loan to buy drugs in bulk to increase his stock. He aspires to sponsor all his children in school to the higher levels.
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