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Lesaoai S., 37, is married with five children. She has four years of experience in the plantation business. She sells to the general public six days per week. She has had two previous loans with SPBD, a Kiva partner. She expects her weekly net cash flow to be 200 Tala.

SPBD loans are Lesaoai’s only access to capital because she was never able to qualify for a loan with traditional banks. Part of the loan will be used to purchase sacks of cement and iron roofing for home improvement.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 64
    View loans »
    Samoa Loans Fundraising
  • $7,805,550
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Lesaoai purchase wire for fencing, Gramoxone herbicide, pesticides, a wheelbarrow, bush knives, cement and iron roofing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2009
Jul 1, 2009
Currency Exchange Loss:
Jul 15, 2010