Abena Y. is 32 years old. She is married and has two children—both daughters. One is currently in junior high and the other in primary school. She lives with her husband and children in a rented apartment in a commercial town called Dwenase in the Western Region. Dwenase is a suburb of Sefwi-Wiawso, the district capital.
Abena sells food stuffs such as yam, plantain, and so forth. She wants a loan to buy food stuffs in bulk. Abena sells her products to other retailers and food vendors. She buys her goods from nearby communities. Abena has been in business for three years. She aspires to expand her business and give her children a good education.