Amina I. is 36 years old. She is married and has given birth to three children, one son and two daughters. All are currently in school – junior high and the primary schools. She lives with her husband and children in a rented apartment in a commercial town called Dwenase in the Western Region. Dwenase is a suburb of Sefwi-Wiawso, the district capital. Her husband is a trader. Amina is also a trader. She trades in foodstuffs such as plantain, cassava, etc. Amina wants a loan to buy foodstuffs in bulk. She supplies to other retailers and food vendors. She buys her goods from nearby communities. She has been in business for four years. Amina aspires to expand her business and give her children a good education.