Rc Primary School, Pamlap Group
RC Primary School, like many other schools in this country, lacks adequate teaching and learning materials and is very short on accommodations. Despite that, its students do well in National Primary School Examinations. The school has also recently linked up with an English school as part of an exchange program, and organizes annual athletics events for its pupils.
Mosses A. K. (below, second from left) is the head master at the school. He was born in Yele, in the Tonkolili district in northern Sierra Leone. He is married and has eight children. One of his children is grown, two are in college, two are in secondary schools and three in primary schools. Mosses has been a teacher for 44 years, and plans to use this loan to pay school fees for his children. “This loan is very big help,” he told me. “It is not easy to get someone to give you a loan in Sierra Leone, and teachers’ salaries are small,” he added. "If I can secure this loan, it will be a big relief for me."
About Salone Microfinance Trust (SMT)Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Sierra Leone
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Success!! The loan was 100% repaid