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Mrs. Bunthy Sok Village Bank Group
In this Group: Bunthy, Sophy, Nheob, Sakk, Aun, Chanthoeun, Sareth, Ngaet, Tharorth, Ravy, Kheam, Huon, Rum, Naly
Fourteen people living in Thma Kor village in Kandal province comprise this village bank loan, and they will use the loan for various purpose. Mrs. Bunthy S. is the 50- year-old village bank president. She is a farmer who owns a piece of land to grow mangoes. Now she has an obstacle because her field is infertile and has suffered insect damage. Thus, she decided to ask for a loan to buy fertilizer and pesticides to enable her mangoe production to be better. She hopes to increase her income and production. Her husband, Mr. Nouv Sam Oul, is a teacher in the local school. They have a child who is employed in a garment factory. All of them are presented in the picture but some of them are blocked.

Six members in this group have end-of-term (EoT) loans, and the rest have monthly payment loans. The members with EoT loans are not required to pay any principal on the loan until the very end of the loan term. EoT loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. EoT loans allow them to repay portions of the principal whenever they are financially able. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 253
    View loans »
    Cambodia Loans Fundraising
  • $37,497,250
    Funds lent in using Kiva
  • 4,152.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Bunthy Sok Village Bank Group's $1,625 loan helped a member to buy fertilizer and pesticides for her mango farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 17, 2009
Jun 26, 2009
Currency Exchange Loss:
Jul 15, 2010