Colonia De Los Vasquez Group
Clara del Socorro is dedicated to making shoes. She has a small workshop in her home and two workers. She sells her product in the Masaya market to shops who buy at wholesale prices. She has various years' experience in this business. She offers shoes to men and sandals to women. With the loan, she bought paste, leather, soles, etc. She has four adult children who help her in the shop. They study and work. Her husband helps her with the bills. She dreams of improving her workshop so she can work well in the winter.
María Damaris C. is a young mother with two adolescent children. They study at a school close to their house. She dreams of seeing them finish their studies and to improve their little house. She is dedicated to selling fruit and produce in the Masaya market where she has many customers. She has been dedicated to this type of work from a young age and knows this business well. Her husband helps her with the bills.
Carlos José sells perishable items in the Managua East market. He has been dedicated to this activity, which he learned from his mother, for more than five years. He has done this work since he married. He works every day from the early hours and returns in the afternoon hours to make purchases. His wife works alongside him. He has a small son who studies in the area's school.
They live in humble living conditions. They came to work with Adim due to a promotion made in the region and they liked this form of working because they had no guarantees that they would be given a loan but Adim trusted them.
Doña Clara del Socorro se dedica a la elaboración de calzado, en su casa tiene un pequeño taller con dos trabajadores, ella vende su producción en el mercado de Masaya a tiendas que le compran al por mayor. Tiene experiencia de varios años en este negocio, ella ofrece zapatos de varón y sandalias de mujer, con el crédito compró pega, cuero, suelas, etc.
Tiene cuatro hijos ya grandes que ayudan en el taller, ellos estudian y trabajan, su esposo le ayuda con los gastos del hogar. Sueña con mejorar su taller para trabajar bien en el invierno.
Doña María Damaris C., es una madre joven con dos hijos aun adolescentes, ellos estudian en la escuela cerca de su casa, ella sueña con verlos terminar sus estudios y mejorar la casita.
Se dedica a la venta de frutas y verduras en el mercado de Masaya donde tiene muchos clientes, ella se dedica a esta actividad desde muy joven y conoce muy bien este negocio. Su esposo le ayuda con los gastos del hogar.
Don Carlos José vende perecederos en el mercado Oriental de Managua, tiene más de cinco años de dedicarse a esta actividad que la aprendió de su madre, él se dedica a esta actividad desde que se casó. Trabaja todos los días desde tempranas horas y regresa en horas de la tarde para realizar compras. Su esposa trabaja junto con el, tiene un hijo pequeño que estudia en la escuela de la comarca.
Viven en condiciones de vida humildes, llegaron a trabajar con Adim por una promoción que se hizo en la comarca y les gustó la forma de trabajar porque ellas no tienen garantías que dar para un crédito y en Adim se les dio confianza.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid