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Fuerza En Cristo Group
In this Group: Darlyn Del Rosario, Maria Adilia, Mercedes Del Carmen, Juan Jose, Jessenia Del Carmen
Photo from left to right: Mercedes del Carmen Sánchez, María Adilia L. R., Darling del Rosario L. P., Jessenia del Carmen Muñoz García y Juan José plarte R..

The group Fuerza en Cristo are natives of the city of Masaya located in the Laguna Valley. They have worked with Adim for various cycles because they feel that it is an institution that has trusted them. They express that they feel part of the Adim family.

Mercedes del Carmen is dedicated to selling produce in the Masaya market. She has done this for years and knows how her business runs. She says that she has seen how with each loan she gets more inventory for her business.

María Adilia L. R. sells air fresheners for all uses. She sells on foot in the Granada market. She has five children and her husband helps her with the bills. With this loan, she'll buy essential oils to combine them and sell, in liquid, those air fresheners.

Darling del Rosario L. P. is a young mother to one small child who is school age. Her husband is a bricklayer and he helps with the family expenses. She makes aprons and sells them in different markets in the country. She sells them in fixed places. Everything that she has achieved encourages her to keep working and remain in good standing with Adim. Her group know this and, as a result, she is in charge of making payments to guarantee they'll be on time. She will invest in fabric, lace to adorn the aprons, and she is making new designs.

Jessenia del Carmen Muñoz sells perishable products like fruit and produce in the Masaya market. She invests her loan in the purchase of perishables like lettuce and carrots in order to offer more products to her customers. She dreams of having amenities in her home and to have greater earnings.

Juan José P. is dedicated to selling clothing in the Masaya market. He sells from a fixed spot where he offers clothes for men and women. He uses the loan to purchase jeans, which are in great demand.

The group hopes to always have the Adim financing for their ecomomic activities and, at the same time, to be punctual with their payments.
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Foto de Izquierda a derecha: Mercedes del Carmen Sánchez, María Adilia L. R., Darling del Rosario L. P., Jessenia del Carmen Muñoz García y Juan José plarte R..

El grupo solidario Fuerza en Cristo del señor son originarios de la ciudad de Masaya en la comarca Valle de la Laguna, tienen varios ciclos de trabajar con Adim porque sienten que es una institución que ha confiado en ellos, expresan que se sienten como parte de la familia de Adim.

Doña Mercedes del Carmen se dedica a la venta de verduras en el mercado de masaya, ella tiene años de tener esta actividad ha sabido como es el giro de su negocio, expresa que ella ha visto como en cada préstamo le va quedando un mayor inventario en el negocio.
Doña María Adilia L. R. vende ambientadores para todos los usos, vende ambulante en el mercado de Granada, tiene cinco hijos y le ayuda su esposo con los gastos del hogar, con el préstamo compra esencias para combinarlas y vender en líquido estos ambientadores.
Doña Darling del Rosario L. P. ella es una madre joven de 1 hijo pequeño en edad escolar . Su esposo es albañil y le ayuda con los gastos del niño.Ella elabora delantales y los vende en los diferentes mercados del país, los entrega en lugares fijos, todo lo que ha logrado le anima a seguir trabajando y quedando bien en Adim, esto se lo hace saber a su grupo y por eso se encarga de ir a dejar el abono para garantizar la puntualidad. Ella invierte en telas, encajes para adornar los delantales y está haciendo diseños nuevos.

Doña Jessenia del Carmen Muñoz vende productos perecederos como frutas y verduras en el mercado de Masaya, ella invirtió el crédito en la compra de perecederos como lechugas y zanahorias, para ofrecer más productos a sus clientes, ella sueña tener comodidades en su vivienda y tener mayores ingresos.

Don Juan José P. se dedica a la venta de ropa en el mercado de Masaya, él vende en un puesto fijo donde ofrece ropa para caballeros y damas, el préstamo lo usó para comprar pantalones de Jeans que tienen mucha demanda.

El grupo espera siempre tener el financiamiento de Adim para sus actividades económicas y asimismo ser puntuales en sus pagos.



Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $3,636
    Average annual income
  • 168
    View loans »
    Nicaragua Loans Fundraising
  • $23,195,750
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Fuerza En Cristo Group's $800 loan helped a member material for making aprons and to purchase fruit and produce to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2009
Listed
Jul 1, 2009
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2009