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Espirita is 52. She is a very hard working woman, and she is a single mother. She lives in her own house with her 18 year old son and her 11 year old daughter. They are the motivation for her efforts.

At an early age she was left as an orphan without a mother. She was the oldest of four siblings, so she became responsible for them. She worked on the neighbor’s farm, and they paid her in products (potato and corn), which she shared with her siblings.

In light of the fact that she did not have money, she set out to raise pigs. She later sold the meat to her neighbors. As the years passed, and after much work, she bought her own fields to cultivate. She planted potatoes and peas. Sometimes it was very profitable. There were also losses. But, she never stopped worked. That was how she was able to build her house and set up a store in it. As of nine months ago, she also has a small bookstore, which her daughter takes care of in her free time.

Espirita takes care of her store while she chats with her customers. She treats them well, and she appreciates them. This allows her to accumulate money to cover her son’s high school expenses. The goal is for him to be a professional.

Meanwhile, Espirita will continue working until she finishes educating her young daughter, who she also loves very much.

This is her fourth loan with MFP. During the past loan cycles she has demonstrated punctuality in all of her payments. One time her brother did not have the money to cover his accounts (they both belong to the same community bank), and she paid the difference. This shows that she still watches over her younger siblings.

The money that she is now asking for is to buy fertilizers for her crops. The larger part of the money is to buy notebooks and paper for her mini bookstore.
View original language description ↓
Espirita tiene 52 años, es una mujer muy trabajadora y madre soltera, vive en su casa propia con su hijo de 18 año y su hija de 11, quienes son el motivo de su esfuerzo. A temprana edad quedo huérfana de madre, era la mayor de 4 hermanos por lo que se hizo responsable de ellos, trabajando en la chacra de sus vecinos quienes le pagaban en productos (papa y maíz) que los compartía con sus hermanos. En vista de que le faltaba dinero se propuso criar cerdos y luego vendía la carne a sus vecinos. Al pasar los años, a base de mucho trabajo, compró sus propias tierras agrícolas, en ellas sembró papas y arvejas, algunas veces le resultó muy rentable, como también tuvo pérdidas, pero jamás desistió en su trabajo. Fue así que logró construir su casa e instaló allí una bodega y desde hace 9 meses también tiene una pequeña librería de la que se ocupa su hija en sus tiempos libres. Espirita atiende su bodega mientras va conversando con sus clientes y brindándole un buen trato, puesto que valora la preferencia que le tienen, lo que le permite acumular dinero para cubrir la educación superior de su hijo mayor, con los anhelos de que sea un buen profesional. Mientras tanto, Espirita sigue trabajando hasta terminar de educar a su hija menor a quien también ama mucho. Este es su cuarto crédito con MFP, durante los ciclos pasados demostró puntualidad en cada una de sus cuotas. En una oportunidad en que a su hermano le faltaba dinero para cubrir sus cuentas (ambos pertenecen al mismo banco comunal) ella pagó la diferencia, lo que muestra que aún sigue pendiente de sus hermanos menores. El dinero que ahora viene solicitado es para la compra de fertilizantes para sus cultivos y en mayor parte para adquirir cuadernos y papales para su mini librería.

About Peru

  • $6,715
    Average annual income
  • 68
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Espirita increase merchandise and buy fertilizers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 16, 2009
Jun 27, 2009
Currency Exchange Loss:
May 15, 2010