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Adizatu Y. is married and has five dependents. She has received schooling through junior high. Adizatu sells provisions at Ashante Road in Cape Coast, something she has done since 1989 but on a smaller scale. Her husband is a commercial driver.

Adizatu uses her income to pay for school fees, utility bills and clothing for her children and other expenses. Adizatu will use the loan to purchase more provisions to fill her store. With the new profits from her expanded business, Adizatu plans to support her husband in saving towards a house they plan to build for the family so that they can stop paying rent and also have enough rooms for their large family.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 44
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Adizatu adizatu will use the loan to purchase more provisions to fill her store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 18, 2009
Jun 25, 2009
Currency Exchange Loss:
Apr 23, 2010