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Bahari Group
In this Group: Veronica, Dusmas*, Halima, Anna, Arafa, Zakarla, Alex, Rehema, Julieta, Msulidi, Asha, Mayasa, Lucy, Salome, Charles, Christina, Rematus
* not pictured
Veronica M., 32, is married with four children, ages 14, 12, 9 and 7. She also is staying with her mother and father. She has a business selling concrete at a place called Bahari beach, some few kilometers from the city center. She started this business about three years ago. She works from 9 a.m. to 6 p.m. daily. She is able to earn a monthly profit of around $75.

This will be Veronica’s third loan from Tujijenge Tanzania. She used the previous loans to grow her business, paid hospital bills for her parents and has paid back her loan successfully. She wants to use the new loan to buy a fridge to start selling juice, cold water and ice cream at the place where she sells the concrete.

Veronica will share this loan with her group Bahari, which totals 17 members. The members hold each other accountable in paying back their loans. In the picture, Veronica is in the middle of the front row in green.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 70
    View loans »
    Tanzania Loans Fundraising
  • $15,081,550
    Funds lent in using Kiva
  • 1,310.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Bahari Group's $3,475 loan helped a member to buy a fridge and start selling cold water, ice cream and juice.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 22, 2009
Jul 1, 2009
Currency Exchange Loss:
Oct 15, 2009