Las Perlas Group
Doña Irene mostly sells woman’s clothing for a living, but she also sells plastic silverware. She makes most of her sales in her neighborhood to her friends and family. She buys her merchandise in another town and is asking for a loan to buy and transport her merchandise. Her goal is to eventually build a store in front of her house. In this way she could help her husband and provide her children with a better future.
Doña Irene is the representative of the group called “Las Perlas” that is made up of four women. They sells soft drinks, shoes (by catalog), and cut hair.
This is why they are asking for a loan of 1,500 to be able to invest in their businesses.
Doña Irene se dedica principalmente a la venta de ropa para dama, adicionalmente a esto vende utencilios de plastico para la cocina. Estas ventas las hace en su localidad con sus vecinos y familiares. Ella solicita el credito ya que compra la ropa en otra ciudad y necesita el prestamo para comprar la mercancia y el traslado a la ciudad donde la compra.
La meta de la señora es poder construir en un futuro un local frente a su casa para tener ahi su mercancia. Y asi poder ayudar a su esposo y poder brindarles un mejor futuro a sus hijos.
Doña Irene es la representante de un Grupo llamado Las Perlas, el cual esta conformado por 4 mujeres. Las cuales se dedican entre otras actividades a la venta de refresco, venta de calzado por catalogo y corte de pelo.
Por ello solicitan un credito de $20,000 para poder invertir en sus actividades economicas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid