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María
Maria is a working mother. She is 45 years old and she has two daughters who are 15 and 8 years old. Her husband went to Spain to work and give them a better quality of life. This is why, upon finding herself alone, Maria decided to generate some more income, dedicating herself to something she could do from home so as to not leave her kids. She started to sell beauty products, which allows her to earn from her own home. She really like his work because she sells to people she knows; friends, family and neighbours, and she leaves them her products on guaruntee, without falling into dangerous debt. She earns well as for each product she sells she earns 25%. She is a good saleswoman too and with her charisma she manages to convince people to buy her products. In the future Maria would like to have a small shop in her home from where she could better exhibit her products and earn more. This is her third loan with Microfinanzas PRISMA, and she has never been late on payments as she was very responsible like the rest of the group with whom she has good chemistry. With this loan she will buy products in bulk to have a bigger and wider range of stock.
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María es una madre trabajadora, tiene 45 años, vive con sus 2 hijas de 15 y 8 años; ya que su esposo viajó a España a trabajar para poder brindarles una mejor calidad de vida. Es por eso que María al quedarse sola optó por generar una fuente de ingresos adicional, decidiéndose por algo que pueda realizar desde su hogar sin dejar de velar por sus hijas. Entonces comenzó a vender productos de belleza, lo cual le permite obtener ganancias desde su propio domicilio, además le gusta su trabajo porque vende sus productos a personas conocidas, amigos, familiares y vecinos, por lo que trabaja dejando sus productos con garantía, sin caer en deudas que la perjudiquen. Las ganancias son buenas, ya que por cada producto que vende gana el 25%, además con su facilidad de palabra y carisma logra convencer de que adquieran sus productos. María en el futuro quiere implementar un pequeño bazar en su propia casa donde exhiba mejor sus productos y logre mejores ingresos. Este es su tercer ciclo de préstamo con Microfinanzas PRISMA, nunca tuvo problemas de retrasos en los pagos, ya que siempre fue muy responsable, al igual que el resto de su grupo con quienes dice tener mucha química. Con el dinero solicitado hará pedidos de sus productos en mayor cantidad para tener un stock más amplio y variado.

About Peru

  • $6,715
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $56,037,525
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María to increase her merchandise/Incremento de mercadería.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 8, 2009
Listed
Jun 26, 2009
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2010