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Madina Nalwoga‘S Group
In this Group: Allen, Mary, Monica, Madina
Madina is the leader of a four-member group. She is a 43 years old and married with two children aged 16 and 22 who both go to school. She resides in and owns a three-roomed house where she lives with four people. She doesn’t take care of any additional family members. There is electricity but no piped water at her home. The family gets three meals a day.

Madina resides and works in a semi-urban area which is in the outskirts of Kampala. She sells cereals in Owino Market and doesn’t incur any transportation costs as she buys from her place of work. She sells to an average of thirty people a day and sells to all categories of people. She works six days a week. Her major monthly expenses include medication, rent for her business and feeding the family. She has been in this business for the last seven years.

Madina has been with MCDT for over ten years and is servicing her twentieth loan, working with the same group members. She wants to use this loan to buy more maize, beans, groundnuts (peanuts) and sorghum. Madina hopes to see her business grow bigger and to own permanent business premises.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 152
    View loans »
    Uganda Loans Fundraising
  • $31,988,475
    Funds lent in using Kiva
  • 2,105.0
    Uganda Shillings (UGX) = $1 USD