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Greetings from M. Eugene, a 31 year-old married man with a 1 year old child residing in Nyarugenge district of Kigali city, the capital of Rwanda.

This entrepreneur rents a plot in Nyarugenge market and sells men's clothes especially jeans. Despite his experience of 15 years in this business, Eugene employs 2 regular workers. He is requesting his first loan worth 500,000 Rwf from Vision Finance Company, the partner of World Vision Rwanda.

Before this loan he used to earn a monthly profit of $84 US. He starts his daily activity at 6:30 AM and works to 7:00 PM. With this loan he will buy more clothes to expand his business and with increased profit he hopes to buy a house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 42
    View loans »
    Rwanda Loans Fundraising
  • $13,302,075
    Funds lent in using Kiva
  • 567.2
    Rwanda Francs (RWF) = $1 USD