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Mr. Houy Um Village Bank Group
In this Group: Houy, Phalla, Dy, Shit, Sokhheng, Chinda, Channy, Hoen, Yon, Mao, Roeun, Lee, Chan, Sree, Sokheng, Hang, Sarun, Sokhoeun, Soeun
This village bank, which consists of nineteen people, is located in Khsom Village in Kandal Province. They plan to use their loan for different purposes.

Mr. Houy U. is the village bank president who has been selected by the village bank members. He is a fisherman who can catch a little fish for his living. His wife, Mrs. Oak Lo, assists him with the fishing business. Mr. Houy U. is 55 years old and the father of seven children, four of whom are employed in a garment factoR. while the other three are attending the local school.

Although Mr. Houy U.’s family members have different business activities, they still provide a better living for the family. In order to improve their living conditions, Mr. Houy U. decided to ask for a loan to conduct a motorcycle repair business in the local village.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 42
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • 4,150.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mr. Houy Um Village Bank Group's $2,600 loan helped a member to conduct a motorcycle repair business in the local village.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 10, 2009
Jun 24, 2009
Currency Exchange Loss:
Jul 15, 2010