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38-year-old Emma P. is an active member of the Community Economic Ventures Inc. (CEVI). She is married to Rovencio P. and is the mother of five.

Emma engaged herself to her rice farming business and toiled their one-hectare (2.5-acre) rice land with her husband. But, like any other struggling businessperson, Emma had her fair share of difficulties before reaching her present business stability. She had faced insufficiency of funds when she was starting but the strength of her determination led her to victory over the odds.

And now, as she continues to support her husband in providing their family’s basic needs and their children’s education, Emma is asking CEVI for a loan amounting to Php 15,000 to sustain the business, specifically in purchasing farming necessities.

Emma expressed her reasons for joining CEVI: according to her, aside from the institution’s capability to lend her the needed additional capital, she is pleased to enjoy the insurance and the chance to mingle with other people during cluster meetings.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Community Economic Ventures, Inc.

Community Economic Ventures, Inc. (CEVI), based in Bohol, was awarded the Platinum Award for Transparency in Social Performance Reporting by CGAP. Social performance monitoring is imperative in measuring a microfinance institution’s effectiveness. The fact that CEVI is participating in this process speaks volumes about the organization’s commitment to serving its clients effectively. In addition to providing credit for its clients, CEVI provides savings, insurance, and training through regular cluster group meetings.

You can show your support for CEVI by joining the Friends of CEVI Kiva Lending Team. Learn more by visiting the CEVI website.

About Philippines

  • $1175
    Average annual income
  • 1163
    View loans »
    Philippines Loans Fundraising
  • $54,849,700
    Funds lent in using Kiva
  • 48.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Emma to buy seed and insecticides.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Jun 1, 2009
Jun 23, 2009
Currency Exchange Loss:
Dec 15, 2009