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Kao T., 64, is a widow who lives in the Kampong Cham province with one of her daughters. She makes about $5 a day selling rice, but this is not enough money to support her family. She gets help from her daughter, who operates a hairdressing shop from home and typically makes $2 a day. To earn more money, Kao T. is asking for a loan to buy rice in bulk to take advantage of a special discount and meet the needs of her customers.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kao to buy rice in bulk for resale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 25, 2009
Jul 1, 2009
Currency Exchange Loss:
Sep 16, 2010