Alberta A. is 20 years old. She is single and has no children. She lives with her mother in a rented apartment in Dwenase, a suburb of Sefwi-Wiawso in the Western Region of Ghana. Alberta is a fishmonger. She sells smoked fish. She sells the fish on a tabletop at the market square. She also supplies retailers and food vendors in her community. Alberta buys cartons of fresh fish from big cold stores in Kumasi and smokes the fish herself. She has been in business for three years and wants a loan to buy fish in bulk. She desires to expand her business and improve her standard of living.