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Juvénal N. is 30 years old and the married father of four children, aged 3, 5, 7, and 9. He and his wife are in the agriculture business and they live in Byumba, Rwanda. Juvénal is pictured here with a small mill that processes sorghum, a grain product in Rwanda.

Together, they earn monthly profits of 260,000 Rwandan francs (FRW) to support their family. Juvénal has requested his first loan of 300,000 FRW with Vision Finance Company, a Kiva partner, in order to purchase sorghum to process and sell.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 14
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 568.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Juvénal to purchase sorghum to process and sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 24, 2009
Jun 22, 2009
Currency Exchange Loss:
Mar 15, 2010