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Emmanuel M. is a single entrepreneur of 27. He runs a clothing shop in Kigali, the capital city of Rwanda. He has had the shop for about 6 years and he currently employs two others. His clothing retail business allows him to make 220,000 Rwandan francs (FRW) per month in profits. To expand his business, Emmanuel has requested a 500,000 FRW loan from Vision Finance Company to purchase more clothing to add to the shelves.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,367,925
    Funds lent in using Kiva
  • 568.5
    Rwanda Francs (RWF) = $1 USD