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39-year-old Charmine M. is married to a farmer, Leonardo M. Jr. They are blessed with two children and are presently residing at Banga, South Cotabato. After her previous work as a housekeeper, Charmaine, together with her husband, decided to start a small farming business. They did not find this venture too difficult since they have been engaged with farming for almost 9 years now. The couple uses their income to finance their daily needs and the children’s schooling.

In order to expand their business, Charmaine is applying for a loan from Community Economic Ventures Inc. (CEVI) amounting to PHP 10,000. Because of CEVI’s strong drive to help small entrepreneurs grow their businesses, Charmaine is very confident that she’ll get to expand their livelihood and to continue supporting their children until they get their degrees.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Community Economic Ventures, Inc.

Community Economic Ventures, Inc. (CEVI), based in Bohol, was awarded the Platinum Award for Transparency in Social Performance Reporting by CGAP. Social performance monitoring is imperative in measuring a microfinance institution’s effectiveness. The fact that CEVI is participating in this process speaks volumes about the organization’s commitment to serving its clients effectively. In addition to providing credit for its clients, CEVI provides savings, insurance, and training through regular cluster group meetings.

You can show your support for CEVI by joining the Friends of CEVI Kiva Lending Team. Learn more by visiting the CEVI website.

About Philippines

  • $7,000
    Average annual income
  • 1231
    View loans »
    Philippines Loans Fundraising
  • $57,800,425
    Funds lent in using Kiva
  • 48.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Charmaine to buy fertilizers and other farming necessities.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2009
Jun 22, 2009
Currency Exchange Loss:
Oct 15, 2009