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Rose Nankya Group
In this Group: Mariam, Specioza, Immaculate, Rose
Rose is the leader of a group of 4 members. She is 36 years old, married, and has two children, aged 13 and 16. Both her children go to school. She resides in a rented three-roomed house, where she is staying with five people. Rose doesn’t have to take care of any additional family members. There is electricity but no piped water at her home. The family gets three meals a day. She resides and works in a semi-urban area, in the outskirts of Kampala. Rose sells charcoal at Ndeeba market, in one of Kampala suburbs. She sells to an average of 20 people a day, all categories of people. She works seven days a week. She doesn’t incur any transport costs as she buys from her place of work from suppliers who get the charcoal from villages. Her major monthly expenses include medication, rent for business and feeding the family. She has been in this business for the last seven years. Rose has been with MCDT for over six years and now requesting her twelfth loan, working with the same group mates. She wants to use this loan to buy more charcoal. Rose is aspiring to see her business grow bigger and offloading a full lorry of charcoal.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 148
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 2,120.0
    Uganda Shillings (UGX) = $1 USD