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Chanda
Chanda S. is from the city of Brgy. 25, Pandan, Gingoog City. She is 34 years old, married, and has three school-aged children.

Chanda owns and operates a sari-sari (variety) retail shop, selling a variety of different products in the local community. She is just starting this business.

In 2009, Chanda joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from HSPFI. This previous loan was used to to invest in expanding her business.

Chanda is requesting a new loan of 8,000 PHP which will be used to purchase additional products to sell. This loan will be her 2nd from HSPFI. She plans to use the additional revenue generated from the business to support the education of her children.


About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.


*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1448
    View loans »
    Philippines Loans Fundraising
  • $59,289,200
    Funds lent in using Kiva
  • 48.5
    Philippines Pesos (PHP) = $1 USD