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“Don’t do unto others what you don’t want others do unto you”, is the guiding principle in life of Josie P.. She is 36 years old and married to Rodante who is a tricycle driver in their village. They have three children who are all studying in the primary level. Josie dreams of providing her three children with a quality education.

The tricycle that they are using is already six years and needs a lot of repair and maintenance. She would like to borrow a loan of PHP7,000. She will use the loan to buy spare parts and motorcycle accessories that they need for their tricycle to run safely. Josie also hopes to start a business when she has enough capital to do so in order to help her husband earn a daily income for their growing needs at home.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1598
    View loans »
    Philippines Loans Fundraising
  • $60,711,600
    Funds lent in using Kiva
  • 48.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Josie motorcycle Maintenance.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 22, 2009
Jun 22, 2009
Currency Exchange Loss:
Dec 15, 2009