The two people shown in the picture are Mrs. K. and her husband. K., 29 years old, is a humble mother who has one young child who attends school. Since 2006, she has been cultivating rice on her farmland that she inherited from her grandparents. Her husband also works with her on the farm. Beside the current farming work, K.’s husband always goes to buy animals from the villagers, fattens them for a while and then sells them for a profit. Because the selling-animal business is the main source of income for this family, K. requested a loan of $1200 as capital for her husband to buy an extra cow and buffalo to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.