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Tem K., 40, sells sugar cane juice from her home in Prey Veng province. She is married with two children who are still living at home. Her husband, pictured here, works as a moto-taxi driver. She typically makes about $3 US each day, and would like a loan to expand her business. In order to increase her profits, she is asking for $800 US to purchase more sugar cane to sell. Some of the loan will be used to repair her house.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Tem to purchase more sugar cane.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2009
Jun 21, 2009
Currency Exchange Loss:
Jun 15, 2010