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Vilma operates a direct selling business in her village. She sells personal items from AVON, NATASHA and MSE in Barangay Masaya Norte, over the mountainous place of San Agustin, Isabela. She is 42 years old and very determined to work hard for the improvement of her family's daily living. She would like a loan amounting to PHP5,000 as additional capital for her direct selling business.

Vilma is married to Generoso and they have three children who are Ralph Banny - 19, Hanz Alvin - 16 and Janna Kathrine - six. She hopes to give them a better future. The couple is doing their best to sustain the needs of their children and daily basic needs.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1520
    View loans »
    Philippines Loans Fundraising
  • $59,173,600
    Funds lent in using Kiva
  • 48.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Vilma business Capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 22, 2009
Jun 21, 2009
Currency Exchange Loss:
Dec 15, 2009