B. Đỗ Thị, 57, lives in the town of Ninh Giang. She is married and has two adult children. To making a living, B. owns ans operates a restaurant where she sells a variety of different meals to customers in the local community. B. has been engaged in this business for over 20 years and earns approximately 3000000 VND a month.
In 2004, B. joined TYM Fund to gain access to financial services to help improve her living situation and her ability to engage in business activities. B. has successfully repaid a previous loan from TYM Fund. She used this previous loan to expand her business. B. is now requesting a new loan of 10000000 VND that she will use to purchase food and drinks for the restaurant. This will be her fifth loan from TYM Fund. B. plans to use the additional revenue generated from the business to improve/expand her business