Sesawi A2 Group
Yosia is married and has two children named Yesika, 7 years old - in the 2nd grade of Elementary School and Riksa 3 years old - not at school yet. Yosia is living his life farming in Usapi Sonbai Village. He leans on the crops to generate money in order to fulfill his family's needs. He plants corn that can be sold in the market and also can be consumed by his family. But the income generated from selling corn is unstable, depending on the season. And it usually cannot fully cover his family's needs.
The difficulty in meeting his family's needs leads Yosia to find another way to better meet his family's needs. This is the reason for Yosia’s involvement in TLM Cattle Fattening Program. He hopes that by joining this program, he will be able to get a big profit after selling the fattened cattle.
He is requesting a loan of IDR 3,300,000 from TLM to buy young cattle to be fattened over a 12-month period. The other members of Sesawi A2 are also requesting loans to buy cattle to be fattened.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
Join our lending team TLM West Timor.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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