Sesawi A1 Group
Sesawi A1 is led by Sem T., 32 years old. He is a married man. His marriage has been blessed with three children. The children are: Reman, 8 years old, in the 2nd grade of elementary school; Rali, 6 years old and Alfin, 2 months and not at school yet.
To meet his family's needs, Sem leans on the crops (coconut and cucumber). But usually, the income generated from selling the crops cannot cover all of their needs. He also has several goats that can be sold in an emergency. Living as a farmer in a remote area really becomes a challenge for Sem. Lack of capital becomes the main issue for him to improve his living standard. This situation motivated Sem to join the TLM cattle-fattening program with a hope for a better future. His experience in raising goats for two years has given him the self confidence to join the program. Sem is requesting a loan of IDR 3,300,000 from TLM to buy young cattle to fatten in 12 months. He hopes that this loan will help him improve his living standard. The other group members also have the same dream as Sem – a dream to have a better life.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
Join our lending team TLM West Timor.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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