Margaret G. is a married mother of three children, two sons and one daughter who are all currently in the junior high and primary schools. She is 33 years old. Margaret lives with her children and husband in a family house in Dwenase, a suburb of Sefwi-Wiawso in the Western Region of Ghana. She says her husband is a mason. She is a baker. She bakes bread in her community. Margaret supplies to retailers and beverage sellers in her community and hawks to sell. She buys bags of flour from Kumasi. She has been in business for four years and wants a loan to buy bags of flour and other ingredients in bulk. She wants to expand her business and give her children a good education.