Daniel is married and the father of two children who are in school. He is thirty-seven years old. He lives at Suhum in the eastern region of Ghana with his family. He operates a corn mill machine where people come to grind their corn, peeled cassava, and sometimes fresh tomatoes. He happens to be the only person who is in this business in the community. Daniel has been in this business for the past year. He complains that the number of people who come to grind their products are more than what the machine can grind. This has slowed his profits drastically, therefore, he wants the loan to buy an additional corn milling machine and its parts, so that he can meet the demands of his customers before competition emerges in the community. He believes this will make him more resourceful in taking care of the home as a father. He belongs to the village bank called ‘Yehowa nemewhefo’.