Hannah A. is 43 years old, married and has five children, two sons and three daughters, all of whom are currently in school. She lives with her family in a rented apartment in a commercial town called Dwenase in Ghana's Western Region. Dwenase is a suburb of Sefwi-Wiawso, the district capital. Her husband works in a sawmill. Hannah is a trader who makes a living selling food items such as plantain, cassava and yam. She sells from a table top at the local market, and travels to nearby towns to buy items in bulk for resale. She is applying for this loan to buy more items to sell to her customers. She has been in business for 10 years, and hopes to expand her business and pay for her children's education.