Felicia B. is thirty-three years old. She is married and has given birth to three children: one boy and two girls. All are currently in the junior high and the primary schools. She lives with her husband and children in a rented apartment in a commercial town called Dwenase in the Western Region. Dwenase is a suburb of Sefwi-Wiawso, the district capital. Her husband works with a local sawmill firm.
Felicia is a food vendor. She sells roasted plantain and yam by the roadside in the afternoons. She sells with roasted groundnuts (peanuts). She buys her goods from nearby communities. Felicia has been in business for three years and wants a loan to buy plantains and yams in bulk. She aspires to expand her business and give her children a good education.