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Terrano Group
In this Group: Fatuma, Shamimu, Kaimu, Anosiata, Azi, Hellen, Rehema, Mary, Grace*, Adriana, Hawa, Victoria, Anjelina, Anasitanzia, Lucy, Catherine, Christina, Joyce, Rehema, Sohia, Christina, Zatuni
* not pictured
Fatuma I., age 41, is married with three children ages 22, 19, and 17. She has been selling food and water for 7 years. She works daily from 5am until 10pm. She is able to earn a monthly profit of around $138.

This will be Fatum’s 1st loan from Tujijenge Tanzania. She wants to use this loan to increase business capital and pay school fees.

Fatuma will share this loan with her loan group, Terrano which totals 22 members. The members of the group will hold each other accountable in paying back their loans. In the picture, Fatuma is 1st on the left standing second row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 41
    View loans »
    Tanzania Loans Fundraising
  • $15,298,950
    Funds lent in using Kiva
  • 1,310.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Terrano Group's $4,450 loan helped a member to expand store inventory and pay school fees.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 17, 2009
Jun 18, 2009
Currency Exchange Loss:
Nov 16, 2009