Check out some available loans that are similar to this one!
Alejandro
Alejandro is a very responsible and hard-working 55-year-old man. He always wanted to have a beautful wedding, but because of economic circumstances, he wasn't able to. This is why he is living with his long-time girlfriend with whom he formed a family. They have three children, and one of them has formed his own family already. He has grown coffee and pineapple for many years, but in the last five years he has started to buy and sell fruit. He gets up very early every day to search for fruit, buying them from the same farmers so he can sell them. In this way he makes better income for his home. Because he has done this for many years, he has met wholesalers, so he doesn't have to go around selling his products anymore; he just goes directly to his wholesaler customers and delivers his products. His strategy is to be in constant contact with the wholesalers so he doesn't lose his working capital by one of them switching suppliers. In the near future, Alejandro hopes to buy some land in the city to build a house with more comfort for his family. This is his fifth loan with Microfinanzas Prismas. He is the oldest male member in his group, so he is very respected by the other members. He is the financial chairman of his communal bank. With the money he is requesting, he will increase his merchandise for his fruit business and will purchase fertilizer for his coffee fields.
View original language description ↓
Alejandro es un hombre muy responsable y trabajador de 55 años de edad, siempre quiso tener una bonita boda, pero las circunstancias económicas no lo permitieron, por ello viene viviendo con su pareja con la que formó una familia con 3 hijos, de los cuales, uno de ellos ya formó su propio hogar fuera de casa. Desde hace muchos años se dedica a cultivar café y piña, pero los últimos 5 años ha preferido inclinarse por la compra y venta de frutas, por lo que diariamente madruga para ir en busca de las frutas, comprarlas a los mismo agricultores y venderlas, de ese modo acumula mayores ingresos para su casa. Los años de realizar esta actividad le han dado la posibilidad de conocer a los comerciantes mayoristas, por lo que ya no tiene que estar ofreciendo sus productos; sino que directo de las chacras entrega su carga a sus clientes. Su estrategia es de estar en constante contacto con los mayoristas, para no perder su capital de trabajo si alguno cambia de proveedor. Para un futuro cercano, Alejandro desea comprar un terreno en la ciudad para construir una casa con mayores comodidades para su familia. Este es su quinto préstamo con MFP, en los ciclos anteriores fue muy puntal en cada una de sus cuotas y espera poder serlo en este nuevo préstamo. Él es el integrante varón de mayor edad en su grupo, por tal, el más respetado por el resto de socios, siendo nombrado fiscal de su banco comunal. Con el dinero que solicita incrementará su capital de trabajo para su negocio de compra y venta de frutas y con otro tanto comprará fertilizantes para sus chacras de café.

About Peru

  • $6,715
    Average annual income
  • 109
    View loans »
    Peru Loans Fundraising
  • $54,998,525
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Alejandro to increase his investment capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 27, 2009
Listed
Jun 20, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010