This loan has been FULLY FUNDED by 9 lenders!
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Carmelita Baluyos
Status: Paid Back
| $225 |
Loan Request
Pre-Disbursed
: Jun 10, 2009
Listed: Jun 17, 2009
Funded: Jun 17, 2009
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| $225 |
Paid Back
Ended: Jan 15, 2010
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About the Field Partner
| Gata Daku Multi-purpose Cooperative (GDMPC) administers this loan. Learn more | |||||||
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| Field Partner: | Gata Daku Multi-purpose Cooperative (GDMPC) | ||||||
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| Field Partner Risk Rating: | |||||||
| Fundraising Status: | Active | ||||||
| Time on Kiva: | 10 months | ||||||
| Kiva Entrepreneurs: | 1867 | ||||||
| Total Loans: | $0 | ||||||
| Interest & Fees are Charged: | Yes (Learn more) | ||||||
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| Delinquency Rate: | 1.17% | ||||||
| Default Rate: | 0.00% | ||||||
| Currency Exchange Loss Rate: | 0.00% | ||||||
| More on this field partner >> | |||||||
About the Loan
| Location: | Lopez Jaena Misamis Occidental, Philippines | Repayment Term: | 8 months (more info) |
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| Activity: | General Store | Repayment Schedule: | Monthly | |
| Loan Use: | To use as additional capital for the business | Currency Exchange Loss: | Covered | |
| Default Protection: | Covered |
Carmelita Baluyos is from the village of Dampalan, Lopez Jaena, Misamis Occidental. She is 40 years old, married, and has two school-aged children.
Carmelita owns and operates a sari-sari (variety) store, selling daily home products. She has been engaged in her business for over five years and earns approximately 3,000 PHP a month.
In 2008, Carmelita joined GDMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 7,000 PHP from GDMPC.
Carmelita is requesting a new loan of 10,000 PHP which will be used as additional capital for her business. This loan will be her third from GDMPC. She plans to use the additional revenue generated from the business to supplement the family's income.
About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Carmelita owns and operates a sari-sari (variety) store, selling daily home products. She has been engaged in her business for over five years and earns approximately 3,000 PHP a month.
In 2008, Carmelita joined GDMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 7,000 PHP from GDMPC.
Carmelita is requesting a new loan of 10,000 PHP which will be used as additional capital for her business. This loan will be her third from GDMPC. She plans to use the additional revenue generated from the business to supplement the family's income.
About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
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About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1175 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 48.4497 PHP = 1 USD |
9 Lenders to this Entrepreneur
Rhonda
Cobble Hill, British Columbia
Canada
Good Dogg
Front Porch , www.kivawalk.com
United States
Belle
austin, TX
United States
Cathy
Bloomington, IN
United States
Terry T
Calgary, Alberta
Canada
Andres
Kuala Lumpur, Kuala Lumpur
Malaysia
Dave
Valparaiso, IN
United States
Lorraine
Duluth, GA
United States
Dawn
Mount Holly, NJ
United States
Top Lending Teams for this Entrepreneur
Journal entries for Carmelita Baluyos
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Subject: Loan has been disbursed
Location: Lopez Jaena Misamis Occidental, Philippines
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Posted by
from Lopez Jaena Misamis Occidental, Philippines
Jun 18, 2009 |
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Comment on this entry
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Subject: Purchase additional products to sell
Location: Lopez Jaena Misamis Occidental, Philippines
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Posted by
Charmielou Sanchez from Lopez Jaena Misamis Occidental, Philippines
Jun 30, 2009 |
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Comment on this entry
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Repayment Schedule for Carmelita Baluyos
Repayment Schedule for Carmelita Baluyos
| Expected Repayments | Actual Repayments | Comments | |||
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| August 2009 | $25.95 | $25.95 |  Repayment Received
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| September 2009 | $43.25 | $43.25 | Repayment Received
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| October 2009 | $34.60 | $34.60 | Repayment Received
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| November 2009 | $34.60 | $34.60 | Repayment Received
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| December 2009 | $43.25 | $43.25 | Repayment Received
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| January 2010 | $34.60 | $34.60 | Repayment Received
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| February 2010 | $8.75 | $8.75 | Repayment Received
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