Sanza Plus Group

Status: Paid Back

$4,000
Loan Request
Pre-Disbursed : Jun 4, 2009
Listed: Jun 17, 2009
Funded: Jun 18, 2009
$4,000
Paid Back
Ended: Nov 15, 2009

About the Country

Country:The Democratic Republic of the Congo
Avg Annual Income:$119
Currency:United States Dollars (USD)


In this Group:
Claude Khonde, Mabi Makuala, Brigitte Kitembo, Godée Mujinga, Serge Mulamba, Léonnie Bukusu, Léontine Kapinga, Marie Koma, Eugénie Sokolo, Hélène Nsimba, Elisée Beya, Gédéon Ngeleka, Rose Lubuya, Augustine Nsiala, Julienne Nzumba, Tshiyamba Walondji, Tshikulu Kalonji, Pauline Mayingi, Marie Masengu, Lajoie Metha, Marie Baya, Iskam Kadima, Aimé Shenkuku

About the Loan

Location: Kinshasa, The Democratic Republic of the Congo   Repayment Term: 6 months
(more info)
Activity: Photography   Repayment Schedule: Monthly
Loan Use: To buy film for taking a lot of photos in order to increase his profits   Currency Exchange Loss: N/A
      Default Protection: Covered
Claude Khonde is a career photographer. He is best known and acknowledged in his district, located in northern Kinshasa, for his beautiful photos. He started his career in 1988 with a camera he had bought for $10. From 1988-1997, the profits realized from photography helped him to prosper and to support him in secondary school, which he completed successfully. In 1997, with his first camera now old, Claude bought a new one worth $80, thanks to accumulated profits and some savings. From 1997-2006, his business prospered until his sales figures reached a total of $500. Monetary depreciation, as well as the rise in market prices, caused by the war in the east of the Republic of the Congo, destabilized his business during this period of time.

In 2008, Claude decided to join a HOPE RDC group named “Sanza Plus” which means “Moon”, with the goal of opening a photographic lab one day for the photographers in his area. He is a loyal client who has had several loans with HOPE RDC and who has repaid all of them completely and on time. Given his growing number of customers, the last loan he received this June enabled him to buy some film for bolstering his inventory and some batteries to sell in order to grow his profits. He currently has $150 in capital, and his business generates for him a profit of $25 a week.

Claude was married in 2007. He is the father of two children, ages 4 months and 2 years old.

Translated from French by Dan Kuey, Kiva Volunteer


Claude Khonde est photographe de carrière. Il est mieux connu et reconnu dans son quartier situé au nord de Kinshasa par ses belles photos. Il a commencé sa carrière en 1988 avec un appareil qu’il avait acheté à $10. De 1988 – 1997, les bénéfices réalisés dans la photographie l’ont aidé à prospérer et à supporter ses études secondaires qu’il a terminées avec succès. En 1997, le premier appareil devenu vieux, Claude a acheté un nouvel appareil de valeur de $80 grâce aux bénéfices accumulés et aux épargnes. De 1997 – 2006, son affaire a prospéré jusqu’à totaliser un chiffre d’affaire de plus de $500. La dépréciation monétaire ainsi que la hausse des prix sur le marché, causées par la guerre de l’est de la RDC la déstabilise pendant cette période. En 2008, Claude décide d’intégrer un des groupes de Hope RDC dénommé « Sanza Plus » qui signifie « Lune » en français, dans le but d’ouvrir un jour un laboratoire photographique pour les photographes de son quartier et des alentours. Il est client fidèle qui a obtenu plusieurs prêts de Hope RDC et les a tous remboursés totalement et à temps. Vu le nombre croissant de ses clients, le dernier crédit qu’il a reçu ce mois de juin, lui a permis d’acheter des films pour renforcer le stock et des piles à revendre afin d’accroitre le bénéfice. Son capital actuel est de $150 et son activité lui génère un bénéfice de $25 par semaine. Claude s’est marié en 2007, Il est père de 2 enfants âgés de 4 mois à 2 ans.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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Journal entries for Sanza Plus Group


Loan has been disbursed
 
Entrepreneur: Sanza Plus Group
Location: Kinshasa, The Democratic Republic of the Congo

Thank you for your loan. It has been disbursed to Sanza Plus Group, consisting of Claude Khonde, Mabi Makuala, Brigitte Kitembo, Godée Mujinga, Serge Mulamba, Léonnie Bukusu, Léontine Kapinga, Marie Koma, Eugénie Sokolo, Hélène Nsimba, Elisée Beya, Gédéon Ngeleka, Rose Lubuya, Augustine Nsiala, Julienne Nzumba, Tshiyamba Walondji, Tshikulu Kalonji, Pauline Mayingi, Marie Masengu, Lajoie Metha, Marie Baya, Iskam Kadima, Aimé Shenkuku by HOPE DRC, a partner of HOPE International in The Democratic Republic of the Congo. We are excited to watch this business grow. Over the 3 months of this loan, HOPE DRC, a partner of HOPE International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Kinshasa, The Democratic Republic of the Congo
Jun 19, 2009
Comment on this entry

Merci beaucoup de votre soutien financier
 
Entrepreneur: Sanza Plus Group
Location: Kinshasa, The Democratic Republic of the Congo

Claude remercie très sincèrement tous les prêteurs du monde à travers Kiva et l’IMF HOPE RDC pour cet appui financier qui aide son activité de photographe à se développer. Le prêt qu’il a récemment reçu lui a permis d’acheter des films ainsi que des piles à revendre dans le but de renforcer son capital. Claude a connu dernièrement un ralentissement de vente suite à la hausse des prix sur le marché causée par la dépréciation de la monnaie locale. Il travaille durement pour atteindre son objectif d’ouvrir un laboratoire de nettoyage des photos dans son milieu.


Posted by Robert Kalala from Kinshasa, The Democratic Republic of the Congo
Sep 17, 2009
Comments (2)

Kiva Help Repayment Schedule for Sanza Plus Group

  Expected Repayments Actual Repayments Comments
August 2009 $506.00 $506.00 Repayment Received
September 2009 $1,265.00 $1,265.00 Repayment Received
October 2009 $1,012.00 $1,014.00 Repayment Received
November 2009 $1,012.00 $1,066.00 Repayment Received
December 2009 $205.00 $149.00 Repayment Received