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Main De L'eternel Plus Group
In this Group: Marie, Odette, Jonas, Albert, Macky, Régine, Rose, Brigitte, Georges, Souza, Mpoyi, Nsona, Mazita, Godéfroid, Marie, Djony, Christine, Kongolo, Martine, Hélène, Alice, David, Julienne, Watanga, Enongo, Katosi, Nkita, Julienne, Nduana, Safi, Kita, Jean
Marie N. has been a member of one of the Hope groups called « Main de l’Eternel Plus » (The Hand of the Eternal Plus) since January 2008. The goal of joining this group was to have permanent financial support so that she could make her dream of having a general store one day come true. In this way she believed she could increase the income from her business.



Marie began her business in 1991 with an initial capital of US$ 70. From 1991 - 2007, Marie acquired solid experience in selling sugar. Despite the pertubation of her business by the wars and political instability of the 90s in Kinshasa, Marie struggled to maintain her position by reinvesting her profits, working without cease, and by good management. She diversified her business thanks to various loans she received from Hope DRC, which she reimbursed in a timely fashion.



Today her business consists in buying and delivering tea, coffee, and soy to her customers. The loan that she received in this month of June was used to buy 1 sack of sugar, 1 sack of rice, and some milk to resell with the intention of increasing her profit. Presently, her personal capital stands at US$ 180. Her business is bringing in US$ 40 per month.



Marie is 46, married and the mother of 7 children whose ages vary between 3 and 29. Four of them are enrolled in school. She does her business in an outlying and very populous neighborhood north of Kinshasa.

View original language description ↓
Marie N. est membre d’un des groupes de Hope dénommé « Main de l’Eternel Plus » depuis janvier 2008. Le but d’intégrer ce groupe était d’avoir un soutient financier permanent en vue de réaliser son rêve d’ouvrir un jour une boutique générale pour accroitre le revenu de son affaire. Elle a commencé son activité en 1991 avec un capital initial de $70. De 1991 - 2007, Marie a acquit une expérience solide en vendant du sucre. Malgré la perturbation de son affaire par des guerres et instabilités politiques des années quatre vingt-dix à Kinshasa, Marie a lutté pour la maintenir en réinvestissant les bénéfices réalisés, en travaillant inlassablement et par une bonne gestion. Elle a diversifié son affaire grâce aux plusieurs prêts reçus de Hope RDC, qu’elle a remboursé totalement à temps. Son activité consiste aujourd’hui à acheter et livrer du thé, du café ainsi que du soja à ses clients. Le crédit qu’elle a obtenu le mois de juin courant lui a servi d’acheter 1 sac du sucre, 1sac du riz et du lait à revendre dans le but d’accroitre le bénéfice. Actuellement, son capital propre est de $180. Son affaire réalise un bénéfice de $40 par semaine. Marie est âgée de 46 ans, mariée et mère de 7 enfants dont leurs âges varient entre 3 et 29 ans. Quatre d’entre eux étudient. Elle vend dans un quartier périphérique le plus peuplé de Kinshasa, situé au nord de celle-ci.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,220,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Main De L'eternel Plus Group's $4,250 loan helped a member purchase of 1 sack of rice and 1 sack of sugar to re-sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 8, 2009
Listed
Jun 17, 2009
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2009