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Chamreoun E. is 45 years old and married. She has four children of which three are students and one is a garment worker. She makes a living by selling groceries at her home for a daily income of $8. Her husband is employed in a garment factory in Phnom Penh City where he earns a daily income of $3. She plans to take a KIVA loan of $700 to buy a motorbike for the transportation of her groceries. She hopes that, with the success of her business plan, she will be able to decorate her house and push all her three children to a good school of higher education.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Chamreoun buy a motorbike.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jun 3, 2009
Jul 12, 2009
Currency Exchange Loss:
Nov 15, 2009