She has benefited from GHAPE loans in the past and has successfully paid them back. She says, thanks to the low interest rates, she has always paid back the loans with little stress. She believes her business is sound: she takes the manure from her pigs and uses it on her farm, sells her farm products and pigs and gets much money. She helps her community by making available these products and the manure for them to buy and improve their own farms. She intends to use the profit from her farm for the education of her children and expansion of her farm. She intends to take bigger loans in the future to grow her farm and build a good house for herself.
About Grounded and Holistic Approach to People's Empowerment (GHAPE)
This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.
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